Terms of Use

Last updated: 2026-10-12

Acceptance

By accessing OnlineToolKit you agree to these terms. If you do not agree, please do not use the site.

Use of the tools

All tools are provided free of charge, "as is", without warranty of any kind. You may use them for personal and commercial purposes. You may not attempt to disrupt the service, scrape it at abusive volume, or misrepresent the tools as your own product.

No professional advice

Financial, health and legal calculators produce estimates for informational purposes only. They are not a substitute for advice from a qualified professional. Decisions made using these tools are your own responsibility.

Intellectual property

The site's design, code and written content are owned by OnlineToolKit. Open-source components retain their original licences. You are welcome to link to any page.

Limitation of liability

To the maximum extent permitted by law, OnlineToolKit shall not be liable for any direct, indirect, incidental or consequential damages arising from use of, or inability to use, this site.

Changes

These terms may be updated periodically. Continued use of the site after changes constitutes acceptance of the revised terms.