Dollar-Cost Averaging (DCA) Calculator
Project dollar-cost averaging investment growth. See final value, total contributions and growth from regular monthly investing.
Assumes contributions at the end of each month and a constant annual return. Real markets are volatile — this is a planning estimate, not a prediction.
Frequently asked questions
- What is dollar-cost averaging?
- Investing a fixed amount on a regular schedule regardless of price. You buy more shares when prices are low and fewer when high, smoothing your average cost.
- Why is the growth multiple useful?
- It shows how many times your contributed money the final value represents — a quick sense of compounding power over decades.
- Is 8% a realistic return?
- 8% is a common planning figure for a diversified stock portfolio over long horizons. Use a lower number for a conservative estimate.
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