Retirement Savings & Withdrawal Calculator
Estimate your retirement savings and how long withdrawals will last. Free retirement planning calculator.
Frequently asked questions
- What does this calculator estimate?
- How large your savings could grow by retirement, and whether your planned monthly withdrawals would last the whole retirement period.
- Does it account for inflation?
- No. It assumes a constant real return, so treat the numbers as an estimate rather than a forecast.
- Can I model different return rates?
- Yes, change the annual return field and the projection updates instantly.
- Is this financial advice?
- No. It is a simple projection for planning conversations. A qualified advisor can factor in taxes, pensions and healthcare costs.
This tool runs entirely in your browser. No data is uploaded anywhere.